Belize has a way of capturing people long before they ever step off the plane. Maybe it’s the turquoise water, the slow-paced rhythm of village life, or the growing buzz around its real estate market. Whatever draws you here, one question always comes up early: What does it actually cost to live in Belize?
The truth is, Belize can be as affordable—or as premium—as the lifestyle you choose. Some expats live comfortably on modest budgets, while others focus on higher-end coastal communities with several amenities, where prices reflect strong demand. To help you plan realistically, here’s what day-to-day living expenses in Belize really look like right now.
Housing Costs: The Biggest Variable
In popular areas like Placencia and Ambergris Caye, long-term rentals begin around $800-$1,000 USD for basic apartments or small homes. If your goal is beachfront, a gated community, or a 2+ bedroom rental, expect prices to start at roughly $1,600-$2,000 USD per month, with luxury or new-build units costing more. These numbers matter for both expats seeking comfort and investors gauging long-term rental potential.
Utilities and Internet
Electricity remains one of the higher monthly costs in Belize, especially if air conditioning is used frequently. Most residents spend $100–$300 USD per month on power– less with just fans and no AC use. Water is inexpensive at $10–$25 USD, while reliable high-speed internet typically runs $50–$120 USD monthly.
Groceries and Dining Out
What you spend depends heavily on how many imported products you buy. Local fruits, vegetables, seafood, and Belizean staples help keep grocery bills manageable. For a couple, a realistic monthly grocery budget ranges from $400 to $700 USD, but it can be kept below this if you don’t need mostly imported items. Eating out varies from $6–$10 USD for local food (burritos, tacos, Chinese food) to $15–$25 USD per person at mid-range restaurants (seafood, steaks, fine dining). Belizean beer in a store is about $ 1USD, and in a bar about $3USD. Local liquor is reasonable ($12-15 USD/1L), but imports are heavily taxed.
Transportation Costs
Vehicles cost more than in North America (*If you think you may want a vehicle here, seriously consider bringing it from North America), and fuel averages $5–$6 USD per gallon. Still, many coastal communities are walkable or rely on golf carts, significantly reducing transportation costs for those who prefer a slower, close-to-home lifestyle. Local Mechanics are resonable, but vehicle parts are often sourced from the U.S. and duties and mark-ups are inevitable. Locals within San Pedro and Placencia often opt for bicycles or scooters for travel within and around villages. Golf carts are also very popular, and prices can range from $6,500 USD for a used one to $20K+ USD new. If occasional transportation is all you need, local taxi services can be the solution, with reasonable prices for locals (especially in San Pedro).
Healthcare and Insurance
Belize offers affordable basic care and prescription prices, though many expats choose private clinics for speed and convenience. International insurance plans are common for major medical coverage and vary based on provider and age.
The Bottom Line
Living in Belize isn’t about finding the cheapest place—it’s about choosing the lifestyle that fits you. With clear expectations around housing and daily expenses, expats of all types can confidently plan a life or investment strategy that works in this unique Caribbean country.
